Terms of Service

1. Acceptance of Terms

By accessing or using the Golden Rose Advisors website located at goldenroseadvisors.com (the “Website”), or by submitting an inquiry or otherwise engaging with Golden Rose Advisors (“Golden Rose Advisors,” “we,” “us,” or “our”), you (“you” or “User”) agree to be bound by these Terms of Service (“Terms”). Please read them carefully before using our Website or services.

If you do not agree to these Terms, you must not access or use our Website or engage with our services. Your continued use of the Website constitutes ongoing acceptance of these Terms and any modifications made to them.

2. About Our Services

Golden Rose Advisors is a real estate wholesaling company operating in Western New York. Our business model operates as follows:

• Purchase contracts: We enter into purchase and sale agreements directly with property owners who wish to sell their property. These agreements reflect our genuine intent to purchase the property or to assign our contractual interest to a qualified third-party buyer.
• Assignment of contract: We may assign our rights and obligations under a purchase contract to a third-party buyer for an assignment fee. An assignment of contract means that the third-party buyer steps into our position and proceeds to close the transaction. The original property owner receives the agreed purchase price regardless of whether we close directly or assign the contract.
• Cash offers: Any cash offer we present represents our genuine assessment of the property’s value and our intent to purchase or assign at that price. However, no offer is binding on either party until a written purchase agreement is fully executed by both parties. See Section 5 for additional details.
• No guarantee of closing: While we endeavor to close on every contract we enter into, the completion of any transaction is subject to due diligence, title review, financing, and other contingencies. The existence of a purchase agreement does not guarantee that a closing will occur.

3. No Brokerage Relationship

Golden Rose Advisors is not a licensed real estate brokerage and does not hold a real estate broker’s license in New York State or any other jurisdiction. We do not act as a real estate agent or broker for property owners, buyers, or any other party in connection with our wholesaling activities.

When you engage with Golden Rose Advisors, no agency relationship, fiduciary duty, or brokerage relationship is created between you and Golden Rose Advisors. We act as a principal — a buyer or contract assignor — in all transactions. We do not represent your interests as an agent, and we are not obligated to obtain the highest possible price for your property or otherwise act in your best interest in the way a licensed agent would.

We strongly encourage all property owners to consult with a licensed real estate attorney before signing any purchase agreement or other contract with Golden Rose Advisors or any other party. You have the right to seek independent legal counsel, and we support your exercise of that right.

4. No Legal, Financial, or Tax Advice

Nothing on this Website — and nothing communicated by Golden Rose Advisors or any of our representatives — constitutes legal, financial, tax, investment, or accounting advice. All information provided through the Website or in our communications is for general informational purposes only and reflects our business interests as a potential buyer, not advice tailored to your individual circumstances.

Real estate transactions can have significant legal, financial, and tax consequences. Before entering into any agreement with us or making any decision related to the sale of your property, we strongly encourage you to consult with:

• A licensed real estate attorney
• A certified public accountant or tax advisor
• A licensed financial advisor or planner
• Any other professional appropriate to your situation

Golden Rose Advisors shall have no liability for any decisions you make in reliance on information provided through our Website or communications.

5. Cash Offers

Any cash offer communicated to you by Golden Rose Advisors — whether verbally, by email, by text message, or through any other channel — is an expression of our interest and intent, and is subject to the following conditions:

• No binding obligation until signed: No offer becomes a binding obligation on either party until a written purchase and sale agreement has been fully executed (signed) by all required parties.
• Property inspection: Offers are subject to our right to conduct a physical inspection of the property prior to or after contract execution, as specified in the purchase agreement.
• Title review: Offers are contingent upon our review and acceptance of title to the property, including any liens, encumbrances, easements, or other matters affecting title.
• Due diligence: Offers are subject to such additional due diligence as we deem necessary in our sole discretion, including but not limited to review of property records, permits, and any environmental or structural concerns.
• Market conditions: Offers are based on our assessment of current market conditions and may be adjusted prior to contract execution if conditions materially change.

You are under no obligation to accept any offer from Golden Rose Advisors, and we encourage you to independently evaluate any offer you receive from us.

6. Communications Consent

By submitting a contact form on our Website and checking the applicable consent checkboxes, you expressly consent to receive communications from Golden Rose Advisors, including:

• Telephone calls (including calls made using an automatic telephone dialing system or a prerecorded or artificial voice) to the phone number you provide;
• Text messages (SMS) to the mobile number you provide; and
• Emails to the email address you provide.

Your consent to receive calls, texts, and emails is not a condition of purchasing or selling any property, and you may conduct business with Golden Rose Advisors without providing such consent.

Golden Rose Advisors complies with the Telephone Consumer Protection Act (TCPA) and all applicable federal and state laws governing telephone and electronic communications. We will not send communications that you have not consented to receive, and we will honor all opt-out requests promptly.

By opting in, you consent to receive automated text messages from Golden Rose Advisors. An automated system may be used to send messages.

How to opt out: You may withdraw your consent and opt out of further communications at any time by:

• Replying STOP to any text message we send you;
• Clicking the unsubscribe link in any marketing email we send you; or
• Contacting us directly at admin@goldenroseadvisors.com.

Please refer to our Privacy Policy for complete information about how we handle your contact information and communication preferences.

7. Acceptable Use of Website

You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use this Website for any unlawful purpose or in violation of any applicable federal, state, or local law or regulation;
• Submit false, misleading, or fraudulent information through any form or communication on this Website;
• Impersonate any person or entity, or falsely represent your affiliation with any person or entity;
• Attempt to gain unauthorized access to any portion of this Website, our servers, or any systems or networks connected to this Website;
• Introduce any viruses, Trojan horses, worms, malware, or other malicious code to this Website or its underlying systems;
• Use automated tools, bots, scrapers, or crawlers to extract content from this Website without our prior written consent; or
• Interfere with or disrupt the operation or integrity of this Website or the servers and networks connected to it.

We reserve the right to terminate or restrict your access to this Website at any time, without notice, for any violation of these acceptable use provisions or for any other reason in our sole discretion.

8. Intellectual Property

All content on this Website — including but not limited to text, articles, photographs, graphics, logos, icons, audio clips, and software — is the property of Golden Rose Advisors or its content licensors and is protected by applicable United States and international intellectual property laws, including copyright and trademark law.

You are granted a limited, non-exclusive, non-transferable license to access and use this Website for your personal, non-commercial use in connection with evaluating our services. This license does not include the right to:

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website or its content for commercial purposes;
• Modify or create derivative works based on any content from this Website; or
• Use any data mining, robots, or similar data gathering or extraction tools on this Website.

The Golden Rose Advisors name, logo, and all related marks are trademarks of Golden Rose Advisors. You may not use our trademarks without our prior written permission.

9. No Guarantees or Warranties

This Website and all content, services, and information provided through it are offered on an “as is” and “as available” basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Golden Rose Advisors expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• Warranties that the Website will be uninterrupted, error-free, or free of viruses or other harmful components; and
• Warranties regarding the accuracy, completeness, timeliness, or reliability of any content or information on the Website.

We do not guarantee any specific outcome from working with Golden Rose Advisors. Each property situation is unique, and results — including whether a transaction will be completed, the price offered, or the speed of closing — will vary based on individual circumstances.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Golden Rose Advisors, its members, managers, employees, agents, and representatives shall not be liable for any indirect, incidental, special, punitive, exemplary, or consequential damages of any kind arising out of or related to:

• Your access to or use of (or inability to access or use) this Website;
• Any content or information obtained through this Website or our communications;
• Any decisions you make in reliance on information provided by Golden Rose Advisors; or
• Any real estate transaction, or failure to complete a transaction, involving Golden Rose Advisors.

In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability shall be limited to the greatest extent permitted by law. In no event shall Golden Rose Advisors’ total cumulative liability to you exceed one hundred dollars ($100.00).

11. Indemnification

You agree to defend, indemnify, and hold harmless Golden Rose Advisors and its members, managers, employees, agents, and representatives from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use of or access to this Website;
• Your violation of these Terms;
• Your violation of any applicable law, regulation, or the rights of any third party; or
• Any false, misleading, or inaccurate information you submit to Golden Rose Advisors.

12. Third-Party Links

This Website may contain links to third-party websites or resources. These links are provided for your convenience only and do not constitute an endorsement, approval, or recommendation of those websites or their content by Golden Rose Advisors. We have no control over and assume no responsibility for the content, privacy practices, or terms of any third-party websites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.

13. Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. The Privacy Policy describes how we collect, use, and protect your personal information, including details about SMS communications, consent records, and your rights under New York law. Please review the Privacy Policy carefully.

14. Modifications to Terms

Golden Rose Advisors reserves the right to modify, update, or replace these Terms of Service at any time in our sole discretion. When we make material changes, we will update the “Last updated” date at the top of this page. We may also, at our option, provide additional notice of material changes through our Website or by other means.

Your continued access to or use of this Website after any changes to these Terms are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must discontinue your use of this Website.

15. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, unlawful, void, or unenforceable for any reason, that provision shall be deemed severed from these Terms and shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect. The severed provision shall be modified only to the minimum extent necessary to make it enforceable.

16. Governing Law & Dispute Resolution

These Terms of Service and any dispute, claim, or controversy arising out of or relating to these Terms or your use of this Website or our services shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any choice of law or conflict of law provisions.

You agree that any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Erie County, New York. You hereby irrevocably consent to the personal jurisdiction and venue of such courts and waive any objection to the laying of venue in Erie County, New York.

17. Contact Information

If you have questions or concerns about these Terms of Service, please contact Golden Rose Advisors at:

• Email: admin@goldenroseadvisors.com
• Phone: (716) 260-3128
• Location: 10047 Rt 16, Delevan, NY 14042